Buyer offer
The annual €50 credit-risk assessment fee is waived for registrations completed by 31 December 2026.
Check eligibility
More room for business growth
More purchasing power for your next move.
Get the stock, equipment or services your business needs now and pay in up to 90 days.
Online company check · limit shown in seconds · terms visible before confirmation
PastPay Buyer Account Limit ready
Example eligible purchaseChoose when your company pays
15days
30days
60days
90days
One clear due dateDay 60
Digital assessment<2 sec
Supplier paidYou keep the agreed payment term.
25K+ invoices already paid later
Why businesses trust PastPay
Built with financial accountability.
Clear oversight, recognised financial partners and transaction details you can review before committing.
MNBSupervisory authorityCentral Bank of Hungary (MNB)Verify in our imprint
Credit insurance partnerAllianz TradeAbout PastPay
Financial partnerMBH BankOur financial background
Network and product figures updated September 2026. Eligibility, limits and transaction terms depend on the buyer, merchant and purchase.
More places to buy with better timing
Use your PastPay limit at 150+ participating merchants.
Browse eligible merchants in your PastPay Buyer Account and choose PastPay wherever it is offered.
Find merchants in the PastPay Buyer Account.
Explore participating suppliers, review your available purchasing power and keep every upcoming payment visible in one place.
Open Buyer Accountparticipating merchants across a growing range of business categories
See where to use PastPayWhat’s in it for you
More purchasing power, without losing control.
Use your cash where it creates the most value and keep every upcoming PastPay payment visible in one place.
Keep cash available
Buy the stock, equipment or services you need without the full cost leaving your account today.
01Order when the timing is right
Handle urgent, seasonal or larger purchases while choosing an available due date that fits your cycle.
02See every commitment
Track purchasing power, due dates and past purchases in your PastPay buyer account.
03Do you sell to businesses instead?
Your next best step
Start with the question you already have.
Check your company, manage an existing purchase, or ask a supplier to offer PastPay.
PastPay in practice
See how buying with PastPay works in two minutes.
Watch the short walkthrough to understand registration, your available purchasing limit and how to manage payments in the PastPay Buyer Account.
- A practical buyer walkthrough
- Clear account and payment overview
- Watch without leaving the page
How PastPay works
Four steps from purchase to payment.
Each step is visible, from company assessment to the final payment.
Pre-register or choose PastPay
Pre-register for PastPay before you shop, or select it at a participating merchant and register during the purchase.
See your available limit
We assess your company digitally and show the purchasing power available for the transaction.
Choose a payment term
Select an available due date between 15 and 90 days and review the details before confirming.
Pay PastPay on the due date
Your supplier receives payment; you settle with PastPay on the date shown in your account.
When businesses use PastPay
Better timing for everyday business needs.
PastPay is tied to a real purchase—not an abstract financing decision.
Inventory
Restock before sales revenue arrives.
Seasonal purchases
Prepare for peak demand at the right time.
Large orders
Secure better volumes without an immediate cash hit.
Urgent needs
Act now when equipment or supplies cannot wait.
Cash-flow timing
Align outgoing payment with your operating cycle.
New suppliers
Build a new trading relationship with clear terms.
Know before you confirm
The decision stays clear from start to due date.
PastPay is designed to surface the essential information: eligibility, available limit, cost, due date and who pays whom.
- Financial oversight and partners shown up front
- Payment term and total due shown before confirmation
- Clear responsibilities for buyer, merchant and PastPay
- Support for eligible cross-border B2B purchases
Example transaction summary
Your payment at a glance
- Payment option
- PastPay
- Selected term
- 60 days
- Merchant receives payment
- After approval
- You pay PastPay
- On the shown due date
Review the exact agreement before confirming.
Want to use PastPay somewhere new?
Recommend a supplier. We’ll take it from there.
Share the merchant’s details in a short form. Our team will contact the business about adding PastPay as a payment option.
Straight answers
Before you choose PastPay.
The essential buyer and merchant questions, answered in plain language.
Is PastPay a business loan?
PastPay is a B2B payment-terms solution used for eligible business purchases. The agreement and transaction summary shown before confirmation set out the exact legal and commercial terms.
What does PastPay cost for a buyer?
PastPay’s current buyer offer waives the annual €50 credit-risk assessment fee for companies registering by 31 December 2026. Any transaction-specific cost and the total amount due are shown before confirmation.
How quickly can I see a purchasing limit?
PastPay’s digital assessment can show a purchasing limit in under two seconds once the required company information is available. Eligibility and the final amount depend on the business and transaction.
Who receives the money, and when?
For an approved purchase, the merchant receives payment from PastPay while the buyer pays PastPay on the agreed due date. Exact merchant payout timing is confirmed during onboarding.
What happens if a buyer expects a late payment?
The buyer should contact PastPay support as soon as possible. Any late-payment consequences are governed by the accepted agreement and transaction terms.
Who can register a company?
A company representative with the necessary authority can start registration. Additional company and identity verification may be required before PastPay can be used.
Can PastPay work outside a webshop?
Yes. Merchants can use PastPay for eCommerce, direct trade and multichannel sales through integrations, API connections or the PastPay Portal.
Where is PastPay available?
PastPay supports eligible B2B transactions in European Union countries, Switzerland and the United Kingdom, across 11 currencies. Availability and terms depend on the companies and transaction.
Choose your route
Better payment timing starts here.
For business buyers
See what your company can buy with PastPay.
Online eligibility check, with the available limit and terms shown before you confirm.
Check my purchasing limitFor B2B merchants
Offer more time without waiting for your money.
Tell us about your buyers and sales channels. We will outline the best-fit setup.
Get a merchant proposal