Merchant proof
More than €70M in invoices have already been financed with PastPay across Europe.
Get a proposal
A stronger B2B sales engine
Give your business buyers more reasons to say yes.
Flexible payment terms can unlock larger and more frequent orders, without making you wait for your money.
20-minute discovery call · tailored channel setup · no commitment
PastPay merchant Payment approved
Completed B2B orderOne sale. Better timing for both sides.
Invoice submittedToday
You receive paymentRight away
Buyer pays PastPayLater
Your cash flowPredictable from the moment of sale.
25K+ invoices already paid later
Why businesses trust PastPay
Built with financial accountability.
Clear oversight, recognised financial partners and transaction details you can review before committing.
MNBSupervisory authorityCentral Bank of Hungary (MNB)Verify in our imprint
Credit insurance partnerAllianz TradeAbout PastPay
Financial partnerMBH BankOur financial background
Network and product figures updated September 2026. Eligibility, limits and transaction terms depend on the buyer, merchant and purchase.
Real businesses. Real transactions.
Join 150+ merchants already offering PastPay.
From retail and food to construction and energy, PastPay helps B2B buyers purchase on better timing.
“We can offer extended terms across our webshop and reseller channels while receiving funds immediately—keeping inventory moving through peak season.
average B2B sales growth reported on PastPay’s current merchant proposition
See the merchant propositionWhat’s in it for you
A stronger buyer offer. Predictable cash flow for you.
PastPay makes flexible payment terms a sales tool while keeping the operational burden away from your team.
Grow B2B sales
Remove immediate payment pressure so buyers can place larger or more frequent orders.
01Receive payment right away
Keep cash moving while your customer gets the longer payment term they need.
02Transfer risk and collection
PastPay evaluates the buyer and manages the later payment and related administration.
03Do you buy for your business instead?
Built for your sales channels
Choose the route that fits your business.
PastPay can support online checkout, direct trade and multichannel B2B sales.
Plug into your webshop
PastPay works with the platforms you already use.
Add flexible B2B payment terms through a ready-made webshop plugin or connect a custom store through the PastPay API.
WooCommerceShoprenterUNASMagentoPrestaShop
Plug-and-play or API
How PastPay works
Add flexible terms without adding complexity.
Each step is visible, from company assessment to the final payment.
Choose your sales setup
Connect your webshop, use an API, or manage direct sales in the PastPay Portal.
Offer PastPay at purchase
The buyer selects an available payment term and PastPay evaluates the transaction.
Complete the order
Issue the invoice and deliver as usual. Your existing commercial flow stays familiar.
Receive payment and keep selling
PastPay handles the later payment while your team focuses on customers and growth.
When businesses use PastPay
Better timing for everyday business needs.
PastPay is tied to a real purchase—not an abstract financing decision.
Inventory
Restock before sales revenue arrives.
Seasonal purchases
Prepare for peak demand at the right time.
Large orders
Secure better volumes without an immediate cash hit.
Urgent needs
Act now when equipment or supplies cannot wait.
Cash-flow timing
Align outgoing payment with your operating cycle.
New suppliers
Build a new trading relationship with clear terms.
Know before you confirm
The decision stays clear from start to due date.
PastPay is designed to surface the essential information: eligibility, available limit, cost, due date and who pays whom.
- Financial oversight and partners shown up front
- Payment term and total due shown before confirmation
- Clear responsibilities for buyer, merchant and PastPay
- Support for eligible cross-border B2B purchases
Example transaction summary
Your payment at a glance
- Payment option
- PastPay
- Selected term
- 60 days
- Merchant receives payment
- After approval
- You pay PastPay
- On the shown due date
Review the exact agreement before confirming.
Next step
Get a tailored merchant proposal.
Tell us about your buyers, sales channels and volumes, and we will outline the best-fit setup.
Straight answers
Before you choose PastPay.
The essential buyer and merchant questions, answered in plain language.
Is PastPay a business loan?
PastPay is a B2B payment-terms solution used for eligible business purchases. The agreement and transaction summary shown before confirmation set out the exact legal and commercial terms.
What does PastPay cost for a buyer?
PastPay’s current buyer offer waives the annual €50 credit-risk assessment fee for companies registering by 31 December 2026. Any transaction-specific cost and the total amount due are shown before confirmation.
How quickly can I see a purchasing limit?
PastPay’s digital assessment can show a purchasing limit in under two seconds once the required company information is available. Eligibility and the final amount depend on the business and transaction.
Who receives the money, and when?
For an approved purchase, the merchant receives payment from PastPay while the buyer pays PastPay on the agreed due date. Exact merchant payout timing is confirmed during onboarding.
What happens if a buyer expects a late payment?
The buyer should contact PastPay support as soon as possible. Any late-payment consequences are governed by the accepted agreement and transaction terms.
Who can register a company?
A company representative with the necessary authority can start registration. Additional company and identity verification may be required before PastPay can be used.
Can PastPay work outside a webshop?
Yes. Merchants can use PastPay for eCommerce, direct trade and multichannel sales through integrations, API connections or the PastPay Portal.
Where is PastPay available?
PastPay supports eligible B2B transactions in European Union countries, Switzerland and the United Kingdom, across 11 currencies. Availability and terms depend on the companies and transaction.
Choose your route
Better payment timing starts here.
For business buyers
See what your company can buy with PastPay.
Online eligibility check, with the available limit and terms shown before you confirm.
Check my purchasing limitFor B2B merchants
Offer more time without waiting for your money.
Tell us about your buyers and sales channels. We will outline the best-fit setup.
Get a merchant proposal